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Sites offering FREE credit reports
> Free Credit Report from Credit.com
> Free Credit History and Score from Consumer Info
NOTE: Free reports are brief and are usually from only one Credit Bureau.

Paid Reports
> Equifax 3-in-1 Credit Report
> Full Credit History from ALL three credit bureaus in one place.

Credit Repair & Debt Counseling
> Debt Consolidation

Personal Loans
> Personal Loan Site

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myFICO a division of Fair Isaac Corporation

Doctors Have X-rays, Lenders Have FICO®

90% of the largest U.S. banks use FICO® scores*

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  • More than 60% of myFICO consumers check their scores at least once a year
  • Join them and monitor your FICO score! Get started for free

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NEW! - Greatly improved report display starting April 28! Check out a sample report.

The higher your FICO score, the lower your payments!

See for yourself. Interest rates accurate as of May 7, 2007:

  • FICO scores are your credit rating
  • They range from 300-850, higher is better
  • Most lenders base approval on them
  • Higher scores mean lower interest rates
  • FICO scores are calculated based on your rating in five general categories: Components of the FICO score
    • Payment history - 35%
    • Amounts owed - 30%
    • Length of credit history - 15%
    • New credit - 10%
    • Types of credit used - 10%
  • We’re the inventor of the FICO score
  • We’re the only site offering all 3 of your FICO scores
  • The median FICO score in the U.S. is 723

The FICO score has become the single most important indicator used by lenders to predict whether you will repay [a loan.]”

– New York Times

Learn the score. If you’re in the market for a mortgage, get your FICO credit score at myfico.com.”

– Newsweek

The best spot I’ve found on the Internet to check my credit is www.myfico.com.”

– Chicago Tribune

Stop guessing about your credit score. Find out. Go to www.myfico.com.”

– Washington Post

It might be the most important number you don’t understand. The FICO score is the standard calculation used by mortgage lenders.”

– The Wall Street Journal

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We give you:

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  • Easy to use tools for evaluating cards
  • A quick application process

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Also on myFICO

  • Protect yourself against identity theft
    Millions of Americans are victimized by identity theft each year. Take steps to reduce your risk.
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